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Does title insurance cover the authenticity of works?

Title insurance does not insure authenticity or attribution; however, because legal title and authenticity are regarded as first cousins of each other, the fact that a title insurer has guaranteed clear legal title to a work can add to a collector’s comfort about the authenticity of the insured work.  

Collectors who seek out the professional advice of art advisors can identify in most cases before a purchase transaction outright fakes and forgeries, which also have a fake or forged provenance history.  Because title insurance is fact-based and attribution is often a matter of divergent opinion, title insurance does not insure authenticity.